Healthy teeth and gums are important to your overall wellness. East West Bank offers dental coverage through Cigna to help you maintain your smile through regular preventive care and treatment for any dental problems that may arise.
OVERVIEW
You can enroll in dental coverage as a new hire, during Open Enrollment, or if you have a Life Event. To see your Monthly Rate and enroll, log in to the UKG.
Medical-Dental-Vision Opt Out
You can waive East West Bank health care coverage if you can provide proof of other coverage (such as your Medical ID card).
Key Features At A Glance
OUR DENTAL COVERAGE PROVIDES
Free in-network preventive and diagnostic care
to help keep your teeth healthy
Affordable coverage
that helps you manage the cost of dental treatment
Wide network of providers
that have agreed to negotiated rates, which helps you save money
Find A Network Dentist
If you enroll in the Cigna Dental Care DHMO, You must choose a Primary Care Dentist(PCD), who will coordinate all your care. If you enroll in the Cigna Dental PPO or Cigna Dental PPO Buy-Up, you may choose to see any in- or out-of-network dentist you’d like, but you’ll generally pay less when you stay in network.
1. Click the button below to proceed.
2. Click “Employer or School”
3. Enter address, city, or ZIP
4. Select search “Doctor by Type” or “Doctor by Name
PLAN COMPARISON
Please note: The Bank’s benefits plan year runs from June 1 to May 31. However, our dental plan deductibles run on a calendar year from January 1 to December 31. This means your deductible will start over again on January 1.
Dental Comparison Chart
| Plan Provision | Cigna Dental HMO | Cigna Dental PPO | Cigna Dental PPO Buy-Up | ||
|---|---|---|---|---|---|
| In-Network | Out-of-Network | In-Network | Out-of-Network | ||
| Calendar Year Maximum | None | $1,500 | $2,000 | ||
| Calendar Year Deductible | None | Individual: $100; Family: $300 |
Individual: $100; Family: $300 |
||
| Periodic Oral Evaluation (No Deductible) | No charge | No Charge | 20% | No Charge | No Charge |
| Routine Cleanings (Every 6 Months; No Deductible) | No charge | No Charge | 20% | No Charge | No Charge |
| X-Rays (No Deductible) | No charge | No Charge | 20% | No Charge | No Charge |
| Fillings | Copays vary | 20% | 20% | ||
| Sealants (Per Tooth; No Deductible) | $11 | No Charge | 20% | No Charge | No Charge |
| Root Canal (Molar) | $275 | 20% | 20% | ||
| Crowns | Copays vary | 50% | 50% | ||
| Dentures (Lower Partial) | Copays vary | 50% | 50% | ||
| Implants | Not covered | Not covered | 50% | ||
| Orthodontic Treatment | For Adults and Children | Not covered | For Children up to Age 19 | ||
| Orthodontic Lifetime Maximum | None | Not covered | $1,500 | ||
| Pre-Orthodontic Treatment Visit (No Deductible) | $125 | Not covered | 50% | ||
| Periodic Orthodontic Treatment Visit (No Deductible) | $1,520 – $2,250 | Not covered | 50% | ||
| Orthodontic Retention (No Deductible) | $285 | Not covered | 50% | ||