• Use multiple words
• Use correctly spelled words

• Vacation policy
• Health spending account
• Saving money

Health

VISION INSURANCE

Health

VISION
INSURANCE

OVERVIEW

You can enroll in vision coverage as a new hire, during Open Enrollment, or if you have a Life Event. To see your Monthly Rate and enroll, log in to the UKG.

Medical-Dental-Vision Opt Out

You may choose to waive East West Bank coverage if you have access to alternative coverage (e.g. through a spouse’s employer). To waive medical coverage, you must provide proof (e.g. Medical ID card). Please refer to How to Waive Coverage for information.

The vision plan, provided through EyeMed, offers you the freedom to see any provider you choose, but the plan generally pays better benefits when you receive care from providers in the EyeMed network.

Take advantage of additional benefits by seeing a PLUS provider. You can enjoy a $0 copay for an exam and an extra $50 allowance for frames or contacts by seeing a PLUS provider.
 
Look for the PLUS provider icon on the provider locator to easily find a participating provider.
 
PLUS providers include Lens Craters (in-store and online), Target Optical (in-store and online), Pearle Vision and selected independent Providers.

If you go to an out-of-network provider, you will be reimbursed for exams and eyewear according to a schedule of benefits. Need to submit an out-of-network claim? Get the claim form here.

Covers exams and lenses every 12 months; frames every 24 months. You have the flexibility to choose any provider of your choice. However, you will pay less if you visit a provider in the EyeMed network.

Similar to Vision PPO, but pays a slightly higher premium for enhanced benefits. Covers exams, lenses, and frames every 12 months.

Key Features At A Glance

Eye exam covered every year

Coverage for eyeglasses or contact lenses

Wide network of providers

PLAN COMPARISON

Vision Comparison Chart

Plan Provision EyeMed Vision PPO EyeMed Vision Buy-Up PPO
In-Network Out-of-Network In-Network Out-of-Network
Routine Eye Exam $10 copay
PLUS Providers: $0 copay
Up to $50 allowance $10
PLUS Providers: $0 copay
Up to $50 allowance
Eyeglass Frames $130 allowance; 20% off balance over $130 allowance
PLUS Providers: $180 allowance; 20% off balance over $180 allowance
Up to $98 allowance $160 allowance; 20% off balance over $160 allowance
PLUS Providers: $210 allowance; 20% off balance over $210 allowance
Up to $112 allowance
Contact Lenses Up to $105 allowance; 15% off balance over $105 allowance
PLUS Providers: Up to $155 allowance; 15% off the balance over $155 allowance
Up to $105 allowance Up to $130 allowance; 15% off balance over $130 allowance
PLUS Providers: Up to $180 allowance; 15% off the balance over $180 allowance
Up to $105 allowance
Medically Necessary Contact Lenses No Charge Up to $210 allowance No Charge Up to $210 allowance
Standard Contact Fitting Up to $40 Not available Up to $40 Not available
Premium Contact Fitting 10% off retail price Not available 10% off retail price Not available
Eyeglass Lenses
Single Vision $25 copay Up to $50 allowance $25 copay Up to $50 allowance
Bifocal $25 copay Up to $70 allowance $25 copay Up to $70 allowance
Trifocal $25 copay Up to $90 allowance $25 copay Up to $90 allowance
Frequency
Exams Every 12 months Every 12 months
Lenses Every 12 months Every 12 months
Frames Every 24 months Every 12 months