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Health

VISION INSURANCE

Health

VISION
INSURANCE

OVERVIEW

You can enroll in vision coverage as a new hire, during Open Enrollment, or if you have a Life Event. To see your Monthly Rate and enroll, log in to the UKG.

Medical-Dental-Vision Opt Out

You can waive East West Bank health care coverage if you can provide proof of other coverage (such as your Medical ID card).

The vision plan, provided through EyeMed, provides you the freedom to see any provider you choose, but the plan generally pays better benefits when you receive care from providers in the EyeMed network.

If you go to an out-of-network provider, you will be reimbursed for exams and eyewear according to a schedule of benefits. Need to submit an out-of-network claim? Get the claim form here.

Covers exams and lenses every 12 months; frames every 24 months. You have the flexibility to choose any provider of your choice. However, you will pay less if you visit a provider in the EyeMed network.

Similar to Vision PPO, but pays a slightly higher premium for enhanced benefits. Covers exams, lenses, and frames every 12 months.

Key Features At A Glance

Eye exam covered every year

Coverage for eyeglasses or contact lenses

Wide network of providers

PLAN COMPARISON

Vision Comparison Chart

Plan Provision EyeMed Vision PPO EyeMed Vision PPO Buy-Up
In-Network Out-of-Network In-Network Out-of-Network
Routine Eye Exam $10 Up to $50 allowance $10 Up to $50 allowance
Eyeglass Frames $130 allowance; 20% off balance over $130 allowance Up to $97.50 allowance $160 allowance; 20% off balance over $160 allowance Up to $97.50 allowance
Contact Lenses Up to $105 allowance; 15% off balance over $105 allowance Up to $105 allowance Up to $130 allowance; 15% off balance over $130 allowance Up to $105 allowance
Medically Necessary Contact Lenses No Charge Up to $210 allowance No Charge Up to $210 allowance
Standard Contact Fitting Up to $40 Not available Up to $40 Not available
Premium Contact Fitting 10% off retail price Not available 10% off retail price Not available
Eyeglass Lenses
Single Vision $25 copay Up to $50 allowance $25 copay Up to $50 allowance
Bifocal $25 copay Up to $70 allowance $25 copay Up to $70 allowance
Trifocal $25 copay Up to $90 allowance $25 copay Up to $90 allowance
Frequency
Exams Every 12 months Every 12 months
Lenses Every 12 months Every 12 months
Frames Every 24 months Every 12 months